Text copied to clipboard!
Title
Text copied to clipboard!Provider of Business Loans
Description
Text copied to clipboard!
We are looking for a Provider of Business Loans who supports companies in financing their growth and operational projects. In this role, you will be responsible for analyzing credit needs, assessing creditworthiness, and developing tailored financing solutions for business clients. You will work closely with various departments to ensure that the loan approval processes run efficiently and comply with regulations. Additionally, you will advise customers on optimal loan structures and accompany them throughout the entire loan cycle – from application to repayment. Your goal is to build sustainable business relationships while minimizing risk for the company. You should have solid knowledge in finance, especially in corporate financing, as well as strong analytical skills and communication abilities. If you have a proactive and customer-oriented approach and enjoy helping businesses develop financially, we look forward to your application.
Responsibilities
Text copied to clipboard!- Analyze credit needs of business clients
- Assess creditworthiness and financial situation of companies
- Develop and offer tailored loan solutions
- Manage the loan process from application to disbursement
- Advise customers on loan terms and repayment options
- Monitor loan repayments and manage risks
- Collaborate with internal departments such as risk, legal, and sales
- Prepare reports and documentation for loan approvals
- Monitor market trends and adjust loan offerings accordingly
- Maintain and expand customer relationships
Requirements
Text copied to clipboard!- Degree in business administration, finance, or related field
- Several years of experience in business loan provision
- Solid knowledge of corporate financing and credit assessment
- Strong analytical and communication skills
- Experience with credit risk and compliance requirements
- Customer-oriented mindset and negotiation skills
- Proficient in MS Office and loan management software
- Team player with independent working style
- High resilience and flexibility
- Excellent German language skills, written and spoken
Potential interview questions
Text copied to clipboard!- What experience do you have in providing business loans?
- How do you conduct creditworthiness assessments?
- How do you ensure credit risks are minimized?
- How do you advise customers on optimal loan structures?
- Which software solutions do you use for loan management?
- How do you handle difficult customers or payment defaults?
- How do you stay informed about current market trends?
- How do you coordinate collaboration with other departments?
- What strategies do you use for customer retention?
- How do you document your loan decisions?
